The right mortgage for you

We compare over 90 lenders, negotiate on your behalf and stay with you from first conversation to the day you get the keys.

4.9/5

Rated across 1,200+ reviews

90+

Lenders seached, whole of market

11 days

Average time to mortgage offer

FCA

Authorised and regulated

How we can help

Advice shaped around the life

01

First-time buyers

From deposit planning to offer accepted — we translate the jargon and hold the timeline together.

02

Moving home

Porting, upsizing or chain complications. We structure the borrowing around the move, not the other way round.

03

Remortgaging

We track your renewal date and secure a new rate up to six months early, then re-check before completion.

04

Buy to let & portfolio

Limited company, HMO and portfolio lending with specialist lenders most brokers never approach.

Today’s selected rates

A live view of what the market is offering

Illustrative rates based on a £300,000 repayment mortgage over 25 years. Your recommendation will be personal to you.

Two-year fixed

4.09%

Max LTV

60% LTV

Product fee

£999 fee

Overall cost

6.4% APRC

Two-year fixed

4.09%

Max LTV

60% LTV

Product fee

£999 fee

Overall cost

6.4% APRC

Two-year fixed

4.09%

Max LTV

60% LTV

Product fee

£999 fee

Overall cost

6.4% APRC

Two-year fixed

4.09%

Max LTV

60% LTV

Product fee

£999 fee

Overall cost

6.4% APRC

Mortgage calculator

See the monthly figure before

$

$1365

This calculator does not constitute mortgage advice. It is based on a standard mortgage repayment formula based on the mortgage size and length and a fixed interest rate. It should be used as a guide only. For more accurate figure contact our mortgage advisors.

Your journey

Three steps, one named adviser

One

A proper conversation

Thirty minutes with a qualified adviser to understand your income, plans and appetite for risk.

Two

Your recommendation

We search the whole market and present a shortlist in writing, with the reasoning behind each option.

Three

Offer to completion

We package the application, chase the lender and keep your solicitor and agent informed until keys.

Clients

Trusted where the paperwork gets difficult

“We were declined twice before Energise. They found a lender who understood contractor income and had an offer in eleven days.”

Priya & Daniel R.

Bristol · First-time buyers

“Straight answers, no sales patter. The remortgage saved us £310 a month and took one phone call and two emails.”

Helen M.

Harrogate · Remortgage

“We were declined twice before Energise. They found a lender who understood contractor income and had an offer in eleven days.”

Adeyemi O.

Manchester · Portfolio landlord

Let's find the

Book a free, no-obligation call with a qualified adviser. Thirty minutes, plain English, no pressure.